:root{
  --ink:#102235; --muted:#5d6b79; --navy:#0b1f33; --navy2:#123452;
  --teal:#14b8a6; --teal-dark:#0f766e; --lime:#b8ef4a; --paper:#f5f8fb;
  --white:#fff; --line:#dbe4ec; --gold:#f0b429; --danger:#b42318;
  --shadow:0 18px 50px rgba(11,31,51,.10);
  --radius:20px; --shell:min(1180px,calc(100% - 36px));
}
*{box-sizing:border-box} html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);background:#fff;line-height:1.62}
a{color:inherit;text-decoration:none} img{max-width:100%;display:block}
button,input,select,textarea{font:inherit}
.shell{width:var(--shell);margin-inline:auto}
.skip-link{position:absolute;left:-9999px;top:0}.skip-link:focus{left:12px;top:12px;background:#fff;padding:10px;z-index:9999}
.topbar{background:var(--navy);color:#d9e7f2;font-size:.9rem}.topbar-inner{display:flex;justify-content:space-between;gap:20px;padding:8px 0}.topbar a{color:#d8ff75;font-weight:700}
.site-header{position:sticky;top:0;z-index:60;background:rgba(255,255,255,.94);backdrop-filter:blur(12px);border-bottom:1px solid rgba(219,228,236,.9)}
.nav-wrap{min-height:76px;display:flex;align-items:center;justify-content:space-between;gap:24px}
.brand{display:flex;align-items:center;gap:10px}.brand-mark{width:42px;height:42px;border-radius:14px;background:linear-gradient(145deg,var(--teal),#0e8f83);display:grid;place-items:center;color:#fff;font-weight:900;font-size:1.45rem;box-shadow:0 8px 20px rgba(20,184,166,.25)}
.brand b{display:block;font-size:1.18rem}.brand small{display:block;color:var(--muted);font-size:.72rem;letter-spacing:.08em;text-transform:uppercase}
.site-nav{display:flex;align-items:center;gap:24px;font-size:.94rem;font-weight:700}.site-nav a:hover{color:var(--teal-dark)}
.nav-cta{background:var(--navy)!important;color:#fff!important;padding:11px 17px;border-radius:12px}.nav-toggle{display:none;border:1px solid var(--line);background:#fff;border-radius:10px;padding:8px 12px}
.hero{position:relative;overflow:hidden;background:
radial-gradient(circle at 80% 10%,rgba(184,239,74,.28),transparent 30%),
linear-gradient(135deg,#071b2e 0%,#103754 55%,#0f766e 130%);color:#fff}
.hero::after{content:"";position:absolute;width:580px;height:580px;border:1px solid rgba(255,255,255,.08);border-radius:50%;right:-180px;bottom:-280px;box-shadow:0 0 0 80px rgba(255,255,255,.025),0 0 0 160px rgba(255,255,255,.02)}
.hero-grid{position:relative;z-index:2;display:grid;grid-template-columns:1.2fr .8fr;gap:58px;align-items:center;padding:88px 0 76px}
.eyebrow{display:inline-flex;align-items:center;gap:8px;font-size:.78rem;letter-spacing:.12em;text-transform:uppercase;font-weight:800;color:#b8ffec}.eyebrow::before{content:"";width:26px;height:2px;background:var(--lime)}
.hero h1{font-size:clamp(2.5rem,5vw,4.75rem);line-height:1.02;margin:16px 0 22px;letter-spacing:-.045em;max-width:850px}
.hero h1 span{color:#d8ff75}.hero p{max-width:730px;color:#d5e4ee;font-size:1.13rem;margin:0 0 28px}
.hero-actions,.actions{display:flex;gap:12px;flex-wrap:wrap}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;padding:13px 18px;border-radius:12px;font-weight:800;border:1px solid transparent;cursor:pointer}
.btn.primary{background:var(--lime);color:#102235}.btn.primary:hover{background:#c7fa60}
.btn.secondary{background:rgba(255,255,255,.08);border-color:rgba(255,255,255,.22);color:#fff}.btn.outline{background:#fff;border-color:var(--line);color:var(--navy)}
.trust-row{display:flex;gap:18px;flex-wrap:wrap;margin-top:26px;color:#cae0eb;font-size:.9rem}.trust-row span::before{content:"✓";color:var(--lime);font-weight:900;margin-right:7px}
.hero-card{background:#fff;color:var(--ink);border-radius:26px;padding:26px;box-shadow:0 30px 80px rgba(0,0,0,.25);position:relative}
.hero-card-badge{position:absolute;right:18px;top:18px;background:#e8fff8;color:var(--teal-dark);font-size:.75rem;font-weight:900;padding:7px 10px;border-radius:999px}
.hero-card h3{font-size:1.45rem;margin:5px 0 6px}.hero-card>p{color:var(--muted);margin:0 0 18px;font-size:.95rem}
.metric-grid{display:grid;grid-template-columns:1fr 1fr;gap:12px}.metric{border:1px solid var(--line);border-radius:15px;padding:15px;background:#fbfdff}.metric b{display:block;font-size:1.3rem}.metric small{color:var(--muted)}
.hero-mini-list{display:grid;gap:10px;margin-top:17px}.hero-mini-list div{display:flex;justify-content:space-between;border-bottom:1px dashed var(--line);padding-bottom:9px}.hero-mini-list span{color:var(--muted)}.hero-mini-list b{color:var(--teal-dark)}
.logo-strip{border-bottom:1px solid var(--line);background:#fff}.logo-strip-inner{display:flex;gap:28px;justify-content:center;align-items:center;flex-wrap:wrap;padding:20px 0;color:#657586;font-weight:800;font-size:.9rem}.logo-strip strong{color:var(--navy)}
section{padding:78px 0}.section-head{max-width:760px;margin-bottom:34px}.section-head.center{margin-inline:auto;text-align:center}.section-head h2{font-size:clamp(2rem,3vw,3.15rem);line-height:1.08;letter-spacing:-.035em;margin:10px 0 13px}.section-head p{color:var(--muted);margin:0;font-size:1.04rem}
.kicker{font-size:.78rem;letter-spacing:.12em;text-transform:uppercase;color:var(--teal-dark);font-weight:900}
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.grid-4{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.service-card,.feature-card,.info-card,.article-card{border:1px solid var(--line);border-radius:var(--radius);padding:24px;background:#fff;box-shadow:0 8px 22px rgba(11,31,51,.035);transition:.2s}
.service-card:hover,.article-card:hover{transform:translateY(-4px);box-shadow:var(--shadow)}
.icon-box{width:48px;height:48px;border-radius:14px;background:#e9fbf7;display:grid;place-items:center;color:var(--teal-dark);font-weight:900;margin-bottom:18px}
.service-card h3,.feature-card h3,.info-card h3,.article-card h3{margin:0 0 8px;font-size:1.18rem}.service-card p,.feature-card p,.info-card p,.article-card p{color:var(--muted);margin:0 0 16px}
.text-link{font-weight:850;color:var(--teal-dark)}
.soft{background:var(--paper)}.dark{background:var(--navy);color:#fff}.dark .section-head p,.dark p{color:#c6d7e3}.dark .kicker{color:#b8ffec}
.price-toggle{display:inline-flex;border:1px solid var(--line);padding:4px;border-radius:12px;background:#fff;margin-bottom:25px}.price-toggle button{border:0;background:transparent;padding:9px 15px;border-radius:9px;font-weight:800;cursor:pointer}.price-toggle button.active{background:var(--navy);color:#fff}
.pricing-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;align-items:stretch}.price-card{border:1px solid var(--line);border-radius:22px;padding:26px;background:#fff;position:relative}.price-card.featured{border:2px solid var(--teal);box-shadow:var(--shadow)}.popular{position:absolute;top:-13px;left:22px;background:var(--teal);color:#fff;padding:6px 10px;border-radius:999px;font-size:.72rem;font-weight:900;letter-spacing:.06em;text-transform:uppercase}
.price-card h3{margin:5px 0 5px;font-size:1.25rem}.price-sub{color:var(--muted);min-height:48px}.price{display:flex;align-items:end;gap:6px;margin:18px 0}.price strong{font-size:2.45rem;letter-spacing:-.04em}.price span{color:var(--muted);padding-bottom:7px}
.plan-limits{background:var(--paper);border-radius:12px;padding:12px 14px;font-weight:750;font-size:.9rem;margin-bottom:16px}.checklist{list-style:none;padding:0;margin:0 0 22px;display:grid;gap:9px}.checklist li{position:relative;padding-left:24px;color:#425466}.checklist li::before{content:"✓";position:absolute;left:0;color:var(--teal-dark);font-weight:900}
.callout{border:1px solid #bfe9df;background:#effcf8;border-radius:18px;padding:20px}.callout strong{display:block;margin-bottom:4px}
.calc-wrap{display:grid;grid-template-columns:.95fr 1.05fr;gap:26px;align-items:start}.calc-panel{border:1px solid var(--line);border-radius:22px;padding:26px;background:#fff;box-shadow:var(--shadow)}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:14px}.field{display:grid;gap:6px}.field.full{grid-column:1/-1}.field label{font-size:.86rem;font-weight:800}.field input,.field select,.field textarea,.chat-lead-form input{width:100%;border:1px solid #cfdbe5;border-radius:11px;padding:12px 13px;background:#fff;color:var(--ink);outline:none}.field input:focus,.field select:focus,.field textarea:focus,.chat-lead-form input:focus{border-color:var(--teal);box-shadow:0 0 0 3px rgba(20,184,166,.13)}
.quote-result{border-radius:20px;background:linear-gradient(145deg,var(--navy),var(--navy2));color:#fff;padding:26px;min-height:100%}.quote-price{font-size:3.2rem;font-weight:900;letter-spacing:-.05em}.quote-result .muted{color:#cbdce8}.quote-breakdown{display:grid;gap:9px;margin:19px 0}.quote-breakdown div{display:flex;justify-content:space-between;padding:10px 0;border-bottom:1px solid rgba(255,255,255,.12)}
.full{width:100%}.form-note{font-size:.8rem;color:var(--muted)}
.steps{counter-reset:step;display:grid;grid-template-columns:repeat(4,1fr);gap:15px}.step{border-top:3px solid var(--teal);background:#fff;border-radius:0 0 16px 16px;padding:20px;border:1px solid var(--line);border-top-width:3px}.step::before{counter-increment:step;content:"0" counter(step);font-weight:900;color:var(--teal-dark);font-size:.85rem}.step h3{margin:8px 0}.step p{color:var(--muted);margin:0}
.faq{max-width:900px;margin:auto}.faq details{border-bottom:1px solid var(--line);padding:17px 0}.faq summary{cursor:pointer;font-weight:850}.faq details p{color:var(--muted);margin:10px 0 0}
.cta-band{background:linear-gradient(135deg,#0b1f33,#124f5b);color:#fff;border-radius:28px;padding:42px;display:flex;justify-content:space-between;gap:28px;align-items:center}.cta-band h2{margin:0 0 8px;font-size:2rem}.cta-band p{margin:0;color:#ccdde8;max-width:680px}
.page-hero{background:linear-gradient(135deg,#0b1f33,#143e59);color:#fff;padding:65px 0}.page-hero h1{font-size:clamp(2.2rem,4vw,4rem);line-height:1.05;letter-spacing:-.04em;max-width:900px;margin:12px 0}.page-hero p{max-width:780px;color:#d0e0eb;font-size:1.08rem}
.content-shell{max-width:850px;margin:0 auto}.prose h2{font-size:1.8rem;margin-top:2.2em;letter-spacing:-.02em}.prose h3{font-size:1.3rem;margin-top:1.7em}.prose p,.prose li{color:#35495b}.prose a{color:var(--teal-dark);text-decoration:underline}.prose table{width:100%;border-collapse:collapse}.prose th,.prose td{padding:11px;border:1px solid var(--line);text-align:left}.prose blockquote{margin:24px 0;padding:18px 20px;background:#f1faf7;border-left:4px solid var(--teal)}
.article-meta{display:flex;gap:12px;flex-wrap:wrap;color:#d0e0eb;font-size:.88rem}.article-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.category-chip{display:inline-block;background:#e9fbf7;color:var(--teal-dark);font-size:.72rem;font-weight:900;padding:6px 9px;border-radius:999px;text-transform:uppercase;letter-spacing:.06em}
.site-footer{background:#071725;color:#d8e5ee;padding:58px 0 24px;margin-top:40px}.footer-grid{display:grid;grid-template-columns:1.35fr repeat(3,.8fr);gap:32px}.footer-grid h3{color:#fff;font-size:.92rem}.footer-grid a{display:block;color:#cad8e2;margin:8px 0}.footer-grid p{color:#9fb5c4;max-width:430px}.footer-brand b{color:#fff}.footer-brand small{color:#8da7b9}.footer-bottom{border-top:1px solid rgba(255,255,255,.1);margin-top:35px;padding-top:20px;display:flex;justify-content:space-between;gap:20px;color:#829baa;font-size:.82rem}
.wa-float{position:fixed;left:18px;bottom:18px;z-index:80;background:#1fc45a;color:#fff;padding:10px 14px;border-radius:14px;box-shadow:0 12px 35px rgba(0,0,0,.22);font-size:.76rem}.wa-float b,.wa-float span{display:block}.wa-float b{font-size:.9rem}
.chat-launcher-wrap{position:fixed;right:18px;bottom:18px;z-index:90}.chat-launcher{display:flex;align-items:center;gap:10px;border:0;background:var(--navy);color:#fff;border-radius:16px;padding:12px 16px;box-shadow:0 16px 40px rgba(0,0,0,.25);cursor:pointer;text-align:left}.chat-launcher b,.chat-launcher small{display:block}.chat-launcher small{color:#b9cbd8}.chat-dot{width:11px;height:11px;background:#35e093;border-radius:50%;box-shadow:0 0 0 5px rgba(53,224,147,.15)}
.lead-chat{position:fixed;right:18px;bottom:88px;width:min(390px,calc(100vw - 36px));max-height:640px;background:#fff;border:1px solid var(--line);border-radius:20px;box-shadow:0 28px 80px rgba(0,0,0,.24);z-index:95;display:none;overflow:hidden}.lead-chat.open{display:block}.lead-chat>header{background:var(--navy);color:#fff;padding:16px 18px;display:flex;justify-content:space-between;align-items:center}.lead-chat header b,.lead-chat header small{display:block}.lead-chat header small{color:#a9bfce;font-size:.75rem}.lead-chat header button{background:transparent;border:0;color:#fff;font-size:1.5rem;cursor:pointer}.chat-body{padding:18px;max-height:400px;overflow:auto}.bot-msg,.user-msg{padding:11px 13px;border-radius:14px;margin:0 0 10px;max-width:90%;font-size:.9rem}.bot-msg{background:#f0f5f8}.user-msg{background:#dff9f3;margin-left:auto}.chat-options{display:grid;grid-template-columns:1fr 1fr;gap:8px;margin:10px 0 15px}.chat-options button{border:1px solid var(--line);background:#fff;border-radius:10px;padding:9px;cursor:pointer;font-weight:750}.chat-options button:hover{border-color:var(--teal);background:#f1fffb}.chat-lead-form,.chat-success{padding:18px;border-top:1px solid var(--line)}.chat-lead-form label{display:grid;gap:5px;font-size:.8rem;font-weight:750;margin-bottom:10px}.chat-lead-form .consent{display:flex;align-items:flex-start;gap:8px;font-weight:500;color:var(--muted)}.chat-lead-form .consent input{width:auto;margin-top:3px}.mini-title{margin:0 0 12px;font-weight:900}
.notice{padding:14px 16px;border-radius:12px;background:#fff8e5;border:1px solid #f5d36f;color:#674c00}
.tax-output{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin-top:20px}.tax-stat{background:#f6f9fb;border:1px solid var(--line);padding:16px;border-radius:14px}.tax-stat small{display:block;color:var(--muted)}.tax-stat b{display:block;font-size:1.35rem;margin-top:3px}.tax-stat.emphasis{background:#e8fff8;border-color:#b8ecdf}
@media (max-width:980px){
 .hero-grid,.calc-wrap{grid-template-columns:1fr}.hero-grid{padding:65px 0}.hero-card{max-width:650px}
 .pricing-grid,.grid-3,.article-grid{grid-template-columns:1fr 1fr}.grid-4,.steps{grid-template-columns:1fr 1fr}
 .footer-grid{grid-template-columns:1fr 1fr}
 .site-nav{display:none;position:absolute;top:76px;left:18px;right:18px;background:#fff;border:1px solid var(--line);border-radius:16px;padding:16px;box-shadow:var(--shadow);flex-direction:column;align-items:stretch}.site-nav.open{display:flex}.nav-toggle{display:block}
}
@media (max-width:640px){
 :root{--shell:min(100% - 26px,1180px)}.topbar-inner{font-size:.78rem}
 .hero h1{font-size:2.55rem}.hero-grid{padding:50px 0}.metric-grid,.form-grid,.tax-output{grid-template-columns:1fr}
 .pricing-grid,.grid-3,.grid-4,.article-grid,.steps,.footer-grid{grid-template-columns:1fr}.cta-band{padding:28px;display:block}.cta-band .actions{margin-top:18px}
 .wa-float{display:none}.chat-launcher-wrap{right:12px;bottom:12px}.chat-launcher{padding:11px 13px}.lead-chat{right:12px;bottom:78px;width:calc(100vw - 24px)}
 section{padding:60px 0}.page-hero{padding:48px 0}
}